Let’s face it: the average employer in corporate America is going to find every way they can to avoid having to pay for expenses, especially when it comes to low-level employees. Even though the laws on worker’s compensation are in-place to protect you, it is up to you to know your rights.
These are seven major facts that you should know if you are ever hurt on the job:
1. PRE-EXISTING CONDITIONS
If you came into the job with a pre-existing condition, you are covered if your job somehow affected your condition and made it worse.
2. OCCUPATIONAL DISEASES/EXPOSURES
If your job exposes you to dangerous chemicals or biological contamination, you may receive compensation for any medical condition suffered as a result of it.
3. HEARING LOSS
This may seem all too common in various construction and industrial jobs, but if you can prove that you have lost significant hearing capability due to the exposure to high-decibel equipment, you can collectbenefits if your claim is allowed.
If you get hurt on the job and it results in noticeable scarring of the face or physical disfiguring, regardless of whether it came from a medical procedure to treat something else caused by an injury on the job, you deserve compensation.
If you are no longer an employee, you can still receive workmen’s compensation under CORBA/FILMA health insurance.
6. No Fault
It doesn’t matter if your actions caused your injury, if you are hurt due to an accident, then you deserve compensation. The employer would need to prove that you intentionally hurt yourself to avoid covering your bills. Don’t let intimidation or shame keep you from your rights.
Many employers’ insurances will try to get you to settle as soon as possible. You are under no obligation to settle on their terms, which is why it is wise to protect yourself with an experienced attorney, like Seaman and Associates (http://www.seamanatty.com/). They can analyze your case and determine whether or not you are getting a raw deal just for the sake of convenience.
You could have a case that deserves more than typical settlement amount, so don’t rely on other personal experiences to gauge your case. An attorney can mean the difference in paying off all your medical bills or paying off all your bills for life.